Agoracom Blog

#COVID19 propels growth of #Edtech, #upGrad, #BYJU”s see strong rise in learner base – SPONSOR: BetterU Education Corp. $BTRU.ca $ARCL $CPLA $BPI $FC.ca

Posted by AGORACOM-JC at 9:00 PM on Tuesday, April 7th, 2020

SPONSOR:  BetterU Education Corp. aims to provide access to quality education from around the world. The company plans to bridge the prevailing gap in the education and job industry and enhance the lives of its prospective learners by developing an integrated ecosystem. betterU / Ottolearn launch FREE COVID-19 mobile resource toolkit to fight the global crisis – Click here for more information.

COVID-19 propels growth of ed-tech, upGrad, BYJU”s see strong rise in learner base

  • Ongoing economic slowdown has made working professionals somewhat skeptical of the job environment in 2020, and they are therefore looking at upgrading their skills and staying ahead in the professional spheres
  • BYJU”S, which is backed by investors like Tiger Global, has witnessed a 150 per cent increase in the number of new students, with over six million new students joining the app in the month of March

New Delhi, Apr 7 (PTI) COVID-19 has spelt disaster for many sectors but one segment witnessing strong growth is ed-tech that has seen individuals – both school students and professionals – taking up online courses to study and enhance their skills amid the ongoing lockdown.

BYJU”S, which is backed by investors like Tiger Global, has witnessed a 150 per cent increase in the number of new students, with over six million new students joining the app in the month of March.

The company has recently introduced free ”Live Classes” on its platform to support students in their learning journeys.

Similarly, upGrad – which offers online programmes for working professionals – has on boarded 4,000 learners in March, and now aims to double this to 8,000 in April.

The ongoing economic slowdown has made working professionals somewhat skeptical of the job environment in 2020, and they are therefore looking at upgrading their skills and staying ahead in the professional spheres.

Swathi Karanth, a learner from Bengaluru who enrolled on upGrad, said his concern when the lockdown was announced was whether he will have a job in the next three months.

“I was told most companies would really tighten their belt over the next six months and only the better performers will survive,” he added.

The government, on March 24, had announced a complete lockdown in the country for 21 days to contain the spread of the coronavirus infection.

While schools are shut, many of them have started conducting online sessions to ensure students do not get impacted.

Similarly, many professionals have been asked to work from home to ensure business continuity. This also presents a growth opportunity for ed-tech platforms that can offer short-term courses to these professionals to help them enhance their skills.

According to Debjani Ghosh, president of Nasscom, coronavirus has thrown up “exceptional challenges” across the world and industries.

“While we continue to fight these challenges as a nation, amidst lockdown and remote working scenarios, it is extremely important that we continue harnessing our skill sets on emerging technologies to become future ready…we would encourage all stakeholders to use this opportunity of working from home to upskill themselves in the skills of the future,” she added.

The industry body has partnered Electronics and IT Ministry to launch an on-demand courseware on artificial intelligence.

Similarly, TCS iON, a strategic unit of India”s largest IT services firm Tata Consultancy Services, has announced a free, 15-day self-paced digital certification programme that has been specially designed for college students/working professionals to enhance their career skills by helping them effectively utilise the time at hand during this period of lockdown. PTI SR SHW SHW

Source: https://www.outlookindia.com/newsscroll/covid19-propels-growth-of-edtech-upgrad-byjus-see-strong-rise-in-learner-base/1794764

Microsoft $MSFT claims its #AI framework spots fake news better than state-of-the-art baselines – SPONSOR: Datametrex AI Limited $DM.ca

Posted by AGORACOM-JC at 5:09 PM on Tuesday, April 7th, 2020

SPONSOR: Datametrex AI Limited (TSX-V: DM) A revenue generating small cap A.I. company that NATO and Canadian Defence are using to fight fake news & social media threats. The company is working with US Government agencies on Covid19 and Coronavirus fake news and disinformation Click here for more info.

Microsoft claims its AI framework spots fake news better than state-of-the-art baselines

  • If the system’s accuracy is as claimed and it makes its way into production, it could help combat the spread of false and misleading information about U.S. presidential candidates and other controversial topics
  • A survey conducted in 2018 by the Brookings Institute found that 57% of U.S. adults saw fake news during the 2018 elections and that 19% believe it influenced their vote

Kyle Wiggers

In a study published this week on the preprint server Arxiv.org, Microsoft and Arizona State University researchers propose an AI framework — Multiple sources of Weak Social Supervision (MWSS) — that leverages engagement and social media signals to detect fake news. They say that after training and testing the model on a real-world data set, it outperforms a number of state-of-the-art baselines for early fake news detection.

If the system’s accuracy is as claimed and it makes its way into production, it could help combat the spread of false and misleading information about U.S. presidential candidates and other controversial topics. A survey conducted in 2018 by the Brookings Institute found that 57% of U.S. adults saw fake news during the 2018 elections and that 19% believe it influenced their vote.

Many fake news classifiers in the academic literature rely on signals that require a long time to aggregate, making them unsuitable for early detection, the paper’s coauthors explain. Moreover, some rely solely on signals that are easily influenced by biased or inauthentic user feedback.

In contrast, the researchers’ system employs supervision from multiple sources involving users and their respective social engagements. Specifically, it taps a small amount of manually annotated data and a large amount of weakly annotated data — i.e., data with a lot of noise — for joint training in a meta-learning AI framework.

A module dubbed label weighting network (LWN) models the weight of the weak labels that regulate the learning process of the fake news classifier, taking what the researchers refer to as an instance — for example, a news piece — and its label as input. It outputs a value representing the importance weight for the pair, which determines the influence of the instance in training the fake news classifier. To allow information sharing among different weak signals, a shared feature extractor works alongside the LWN to learn a common representation and to use functions to map features to different weak label sources.

Above: Graphs comparing the performance of Microsoft’s AI with various baseline models.

The Microsoft researchers tapped the open source FakeNewsNet data set to benchmark their system, which contains news content (including meta attributes like body text) with labels annotated by experts from the fact-checking websites GossipCop and PolitiFact, along with social context information such as tweets about news articles. They enhanced it with a corpus of 13 sources, including mainstream British news outlets, such as the BBC and Sky News, and English-language versions of Russian news outlets like RT and Sputnik, with content mostly related to politics.

To generate weak labels, the researchers measured the sentiment scores for users sharing pieces of news and then determined the variance between those scores, such that articles for which the sentiments widely varied were labeled as fake. They also produced sets of people with known public biases and calculated scores based on how closely a user’s interests matched with those sets, operating on the theory that news shared by biased users was more likely to be fake. Lastly, they measured credibility by clustering users based on their meta-information on social media so that users who formed big clusters (which might indicate a bot network or malicious campaign) were considered less credible.

In tests, the researchers say the best-performing model, which incorporated Facebook’s RoBERTA natural language processing algorithm and trained on a combination of clean and weak data, accurately detected fake news in GossipCop and PolitiFact 80% and 82% of the time, respectively. That’s upwards of 7 percentage points better than the baseline models.

The team plans to explore other techniques in future work, like label correction methods for obtaining high-quality weak labels. They also hope to extend their framework to consider other types of weak supervision signals from social networks, leveraging the timestamps of engagements.

These researchers aren’t the only ones attempting to combat the spread of fake news with AI, of course. In a recent study, MIT’s Computer Science and Artificial Intelligence Laboratory developed an AI system to spot misleading news articles. Jigsaw late last year released Assembler, an AI-powered suite of fake news-spotting tools for media organizations. AdVerif.ai, a software-as-a-service platform that launched in beta last year, parses articles for misinformation, nudity, malware, and other problematic content and cross-references a regularly updated database of thousands of fake and legitimate news items. For its part, Facebook has experimented with deploying AI tools that “identify accounts and false news.”

Source: https://venturebeat.com/2020/04/07/microsoft-ai-fake-news-better-than-state-of-the-art-baselines/

Coronavirus To Fuel Gold-Miner Deals: Barrick Gold CEO SPONSOR: Loncor Resources $LN.ca $ABX.ca $TECK.ca $RSG $NGT.to $GOLD $NEM

Posted by AGORACOM at 1:35 PM on Tuesday, April 7th, 2020

Sponsor: Loncor, a Canadian gold explorer controlling over 2,400,000 high grade ounces outside of a Barrick JV. The Ngayu JV property is 200km southwest of the Kibali gold mine, operated by Barrick, which produced 800,000 ounces of gold in 2018. Barrick manages and funds exploration at the Ngayu project until the completion of a pre-feasibility study on any gold discovery meeting their Tier One investment criteria. Newmont $NGT $NEM owns 7.8%, Resolute $RSG owns 27% Click Here for More Info

This image has an empty alt attribute; its file name is Loncor-Small-Square.png
  • There’s a real opportunity that there might be some acquisition options coming out of this,” Bristow told FOX Business. “We’re certainly keeping very busy looking at those options.”

The COVID-19 pandemic could lead to a flurry of deals in the gold mining industry, according to Barrick Gold CEO Mark Bristow.

The pandemic has caused some miners to put operations on care and maintenance, shrinking gold supplies. At the same time, major central banks and governments have been injecting cash into their economies, devaluing their currencies and spiking interest in gold, a traditional safe haven.

“There’s a real opportunity that there might be some acquisition options coming out of this,” Bristow told FOX Business. “We’re certainly keeping very busy looking at those options.”

All of this comes as gold is seeing a declining reserve base due to miners not investing in their future and production forecasts pointing to a 20 percent to 30 percent decline in new gold supply over the next 10 years.

The gold mining industry has 14 so-called tier-one assets, according to Bristow, and Barrick already has six of them, including three in Nevada, two in Africa and one in the Dominican Republic. The company has a handful of other assets that are on the verge of becoming tier one, which refers to mines that have produced more than 500,000 ounces of gold per year for at least 10 years at the lower half of the cost curve.

Bristow says the opportunity created by the COVID-19 pandemic is similar to what happened following the 2008 global financial crisis when miners found themselves in an environment that was ripe for deals as the price of gold surged from about $700 per ounce to $1,900 before collapsing and leaving a trail of destruction.

“You’ve got to be careful that you don’t blow your brains out like the industry did between 2009 and the run-up to the peak in 2012,” Bristow said.

The VanEck Vectors Gold Miner ETF hit a peak market capitalization of $10.79 billion in September 2011 before falling to below $4 billion in January 2016.

The value of mergers and acquisitions in the gold industry increased by 45 percent to $18.2 billion in 2019, according to a report released in February by the consultancy Metals Focus. That number was 43 percent below the 2010 peak of $32.2 billion, the report said.

Even with the coronavirus, Bristow says the Toronto-based Barrick, the world’s No. 2 gold miner, aims to become the “most valued gold company” and will continue to acquire “best-in-class assets,” according to Bristow, as well as hire the best people.

“That always delivers superior returns,” he said.

The company recently released its 10-year plan, which sets out a path to reach 5 million ounces of annual production with its current resources.

Should Barrick make any new acquisitions or discover more gold, it would build on that foundation of 5 million ounces. The icing on the cake for the company may be the price of the yellow metal itself. “At these gold prices, we’re in very good shape because we’ve allocated and invested and built our business based on a long term gold price of $1,200,” Bristow said.

Gold this year has gained more than 10 percent and is hovering around $1,677 an ounce.

SOURCE: https://finance.yahoo.com/news/coronavirus-fuel-gold-miner-deals-111049052.html

GM and Honda are Co-Producing Two Latest Electric Vehicles Set To Come In 2024 SPONSOR: Lomiko Metals $LMR.ca $CJC.ca $SRG.ca $NGC.ca $LLG.ca $GPH.ca $NOU.ca

Posted by AGORACOM at 5:34 PM on Monday, April 6th, 2020

SPONSOR: Lomiko Metals is focused on the exploration and development of minerals for the new green economy such as lithium and graphite. Lomiko owns 80% of the high-grade La Loutre graphite Property, Lac Des Iles Graphite Property and the 100% owned Quatre Milles Graphite Property. Lomiko is uniquely poised to supply the growing EV battery market. Click Here For More Information

  • GM and Honda will mutually produce two new electric vehicles ready for 2024, the latest move by both the automakers to develop their current partnership.

Who Will Create What 

Following the Plan, the automakers will concentrate on their particular fields of expertise. 

Honda will create the exterior and interiors of the latest electric vehicles; GM will provide its new electric vehicle construction and Ultium batteries. 

This latest architecture, which GM revealed last month to showcase its EV plans, is competent of 19 distinctive battery and drive-unit configurations. 

The architecture involves large-format sack battery cells produced as part of a mutual venture among LG Chem and GM.

The vehicles that will have a Honda nameplate will include GM’s OnStar security and safety services. 

GM’s hands-free high-level driver support technology, identified as Super Cruise, will also be accessible in the new vehicles.

The vehicles will be manufactured at GM factories in North America. 

Transactions are assumed to start in the 2024 model year in Honda’s U.S. and Canadian stores.

The firms have a deep history of operating together, plus sharing vehicles in the late 1990s when Isuzu was a member of GM. 

The majority of the collective projects have focused on hydrogen fuel cell tech, batteries and now lately, autonomous vehicles.

Past Ventures

GM and Honda developed a vital partnership in July 2013 to produce hydrogen fuel cell technology, an alliance that has created some 1,200 patents. 

The automakers established a shared venture in 2017 named Fuel Cell System Manufacturing LLC to build hydrogen fuel cell systems. 

The firms declared in 2018 an agreement for Honda to utilise battery cells and models from GM in electric vehicles manufactured for the North American market.

GM obtained Cruise in 2016; Honda later pledged $2.75 billion as a part of an elite deal with GM and its self-driving technology subsidiary Cruise to produce and develop a different type of autonomous vehicle. 

Source: https://itmunch.com/gm-and-honda-are-co-producing-two-latest-electric-vehicles-set-to-come-in-2024/

VIDEO – New Age Metals $NAM.ca 2.9M Ounces Of #Palladium Equivalent Is Why Eric #Sprott Owns 18.5% $WG.ca $XTM.ca $WM.ca $PDL.ca $GLEN #PGM

Posted by AGORACOM-JC at 5:09 PM on Monday, April 6th, 2020

Three years ago, Harry Barr couldn’t get anyone to even look at New Age Metals (NAM:TSXV) flagship property, the 100% owned River Valley Project, one of North America’s largest undeveloped Platinum Group Metals Projects, situated 100 kilometres from Sudbury.  

But with Palladium at $US 2,100/oz and River Valley sitting on 2.9Moz Palladium Equivalent (Measured & Indicated), things have changed significantly, including the fact that  Eric Sprott has become a strategic shareholder with 18.56% ownership.  

WAIT … THERE’S MORE  

NAM’s 2019 Preliminary Economic Assessment highlights include a 14 year mine life, resulting in an annual average payable Palladium Equivalent production of 119,000 ounces.  

WAIT ….. THERE’S ONE MORE THING  

The PEA assumed a Palladium price of $US 1,200, which is now 75% higher at $US 2,100.  

With NAM now using their war chest to further drill River Valley and follow-up on recommendations from the PEA, there is reason to believe this story is only going to get better.  

Grab your favourite beverage and watch this interview with NAM CEO, Harry Barr.

Cannabis Expo London 2020 – Experience the Europe Canna Expo SPONSOR: Mota Ventures $MOTA.ca $APH.ca $GBLX $PFE $ACG.ca $ACB.ca $WEED.ca $HIP.ca $WMD.ca $CGRW

Posted by AGORACOM at 4:36 PM on Monday, April 6th, 2020

SPONSOR: Mota is seeking to become a vertically integrated global CBD brand. Mota is looking to establish sales channels and a distribution network internationally through the acquisition of the Sativida and First Class CBD brands. Low cost production, coupled with international, direct to customer sales channels will provide the foundation for the success of Mota. Combined total sales of almost $29,000,000 with a EBITDA of approximately 12.5% (2019) . Click Here for More Info

Mota large

With the current climate of social distancing and uncertainty, it’s no surprise that events have been forced to cancel or postpone left, right, and centre. Despite the disruption caused by the Coronavirus pandemic, some organisers are persevering with their plans – at least for the time being. One of those events is the Europe Canna Expo, set to take place in  London in July.

The Europe Canna Expo (ECE) is scheduled to make a return to London for a 2-day event on 26-27 July. Following the success of last year’s Europe CBD expo at the same location, the ECE will aim to bring together over 90 speakers and 125 exhibitors.

The Venue

The ECE is set to make a return to the London ExCel Centre in Canning Town East London. The event was held at the venue in July 2019, with an array of exhibitors and speakers. This year, the Europe Canna Expo is expected to be even bigger. However, uncertainty remains over the event.

The ExCel Centre is currently home to the temporary Nightingale hospital – the improvised care centre for victims of the Coronavirus. It remains unclear when the need for the venue will be over as the UK’s Coronavirus lockdown continues.

Exhibitors and Speakers

However, should the expo go on as planned, attendees will be spoilt for choice with speakers and professionals set to provide insights into the CBD, cannabinoid, and medical cannabis industries. In addition, the event will be present a huge number of exhibitors including a variety of manufacturers and businesses.

Speakers will include international experts showcasing senior-level insights and global scientific research in the CBD, cannabinoid and medical cannabis sectors. Organisers of the event expect that attendees will include consumers and businesses, as well as policymakers and press.

The event will provide an opportunity for global leading brands to showcase their products to thousands of attendees. From CBD drinks and chocolates to medicinal products, the Europe Canna Expo plans to present the most innovative international brands.

Event Schedule

The ECE organisers are yet to release a detailed schedule for the two-day cannabis expo. This may be due to the ongoing uncertainty surrounding the Coronavirus lockdown. For more information and up-to-date announcements, visit the ECE London website.

https://canex.co.uk/cannabis-expo-2020-europe-canna-expo-london/

Gold and Silver Mines Closed as Physical Silver Becomes “Most Undervalued Asset” SPONSOR: Affinity Metals $AAF.ca $SII.ca $TUD.ca $GTT.ca $AMK.ca $OSK.ca $RKR.ca

Posted by AGORACOM at 11:48 AM on Monday, April 6th, 2020
This image has an empty alt attribute; its file name is Affinity_Metals_Corp_Logo.png

Sponsor: Affinity Metals Corp. (TSX-V: AFF) is a Canadian mineral exploration company building a strong portfolio of mineral projects in North America. The Corporation’s flagship property is the drill ready Regal Property near Revelstoke, BC where Affinity Metals is making preparations for a spring drill program to test two large Z-TEM anomalies. Click Here for More Info

  • Production of scarce assets such as precious metals and an array of commodities is likely to fall off a cliff.
  • The current supply and demand dynamic in most raw materials is both unprecedented and unsustainable.

A surge in coronavirus cases, an expansion of economic lockdowns, and an explosion in unemployment claims hit markets this week.  But this deluge of bad news didn’t seem to catch investors by surprise.

Instead of crashing to new lows, the stock market held within a trading range and rallied yesterday following the release of a horrific jobs report. 

It’s been a huge week for commodity markets as oil prices posted their biggest single day percentage gain ever Thursday, popping more than 25%.  Oil prices lifted from their severely depressed $20 per barrel level after President Donald Trump met with oil executives and announced Russia and Saudi Arabia would agree to curtail production.

Turning to the precious metals, volatility finally tamped down a bit after three straight weeks of some of the wildest moves we’ve ever seen in both the spot market and the bullion market. 

With so many disruptions and dislocations now hitting the economy, investors have to ask themselves: What is truly sustainable?  A great many businesses won’t be around after this global pandemic finally recedes.  Entire industries will never be the same.  And so many families will be financially wiped out.

Government “stimulus” may well prevent politically favored companies from going under.  But at the cost of putting federal spending and borrowing on an even more unsustainably steep trajectory. 

While there is no limit to how much currency the Federal Reserve can create to prop up the government and the entire financial system, there are limits to the U.S. dollar’s credibility as a store of value. And they are likely to be tested as the currency supply accelerates upward.

At the same time, production of scarce assets such as precious metals and an array of commodities is likely to fall off a cliff.  The current supply and demand dynamic in most raw materials is both unprecedented and unsustainable. 

The big story we have been told with regard to crude oil is pandemic-driven demand destruction.  The global oil market is seeing demand contract by up to 25 million barrels per day as economies remain virtually shut down.

To make matters worse for oil producers, Russia and Saudi Arabia had been flooding the world with more output. They drove crude prices down so low that the entire North American shale industry, which was already reeling, now faces the prospect of being driven out of business.

In the first quarter of 2020, oil prices suffered a 66% crash – a record drop for a single quarter – settling right around $20 per barrel.  At that price, nearly the entire energy sector is unsustainable.  From the frackers to the deep-sea drillers to even the more conservatively positioned diversified energy giants, $20 oil simply doesn’t work.

Until oil prices get back above $40, the only way some of these companies can hope to survive is by drastically shrinking their operations.  Wells are being capped.  Industry analysts anticipate a 70% drop in U.S. drilling over the coming months.

At the same time, demand is also expected to recover from current levels.  Although energy use will increase gradually at first as sections of the economy reopen, demand can increase a lot faster than supply – especially when that demand is being accelerated by $6 trillion in federal stimulus so far, and likely even more ahead.

Similar supply and demand pressures face the base metals and precious metals mining industries.  Multiple mines around the world – from South Africa to South America – are currently shuttered due to the coronavirus.


Even before the pandemic, the mining industry was in distress due to low market prices for metals.  First Majestic CEO Keith Neumeyer had determined it made more business sense for the company to hold onto its silver assets rather than sell them into the market at extremely depressed prices.

This year could see a record decline in mining supply for silver and other metals.  And while the crude oil market entered the year with a supply glut that has only continued to grow, silver and palladium in particular were headed for supply deficits.  Although industrial demand is currently way down, when it does recover, it will be difficult to see how those deficits don’t widen and perhaps lead to price spikes.

Analyst and MoneyMetals.com contributor Steve St. Angelo expects investors will continue to seek precious metals for financial security during this pandemic and its aftermath.  But there may simply not be enough gold and silver above ground to go around – not at current prices, anyway. 

And here are some of Steve St. Angelo’s thoughts from a video presentation he posted earlier this week:

Steve St Angelo: 

As a lot of large cities in the US and around the world, and countries are on lockdown and they’re going to continue to be unlocked down. I believe the US now according to Trump, is on lockdown till the end of April. That’s another month. This is really going to damage the system and so we’re going to get into a financial storm in the next several months. So, I believe the precious metals, you’re going to see a lot more investors move into the precious metals and there just won’t be the supply.

I believe we’re going to see serious trouble with the bond market in the next month or so. And that’s going to cause trouble with actual bank accounts, the money market accounts, all the money… the digits that are held in the commercial banks, and then as well as the fiat money, the currency in circulation. So right now, the total gold value, and this is identifiable above ground investment stocks, central bank and private is valued about $4 trillion. Compare that to the base money supply, which is about $28 trillion. That’s seven times more than all the gold. Now, get silver, total silver value is only $40 billion. It’s 100 of the gold. Again, to me, I believe the most undervalued asset is physical silver, and we’ll start to see that in the future as more and more investors move into silver to protect wealth.

Retail investors in precious metals across the globe seem to agree that silver is the asset to own at current prices.  Supply of minted coins, bars, and rounds have all but disappeared in the past three weeks.

SOURCE: http://news.goldseek.com/GoldSeek/1585943940.php

Precious Metals Are About To Reset Like In 2008 – Gold Bugs, Buckle Up! SPONSOR: Loncor Resources $LN.ca $ABX.ca $TECK.ca $RSG $NGT.to $GOLD $NEM

Posted by AGORACOM at 10:48 AM on Monday, April 6th, 2020

Sponsor: Loncor, a Canadian gold explorer controlling over 2,400,000 high grade ounces outside of a Barrick JV. The Ngayu JV property is 200km southwest of the Kibali gold mine, operated by Barrick, which produced 800,000 ounces of gold in 2018. Barrick manages and funds exploration at the Ngayu project until the completion of a pre-feasibility study on any gold discovery meeting their Tier One investment criteria. Newmont $NGT $NEM owns 7.8%, Resolute $RSG owns 27% Click Here for More Info

This image has an empty alt attribute; its file name is Loncor-Small-Square.png

For years, many Gold Bugs (investors who’ve been advocating buying Gold and Silver at low prices as a hedge against future global economic risks) were shunned as conspiracy theorists and nuts. How could these people believe Gold and Silver were solid investments when the Global equities markets were rallying 5% a year consistently – what could go wrong?

Over the past two weeks, I have personally received multiple phone calls and emails from friends and associates asking how these people can suddenly “buy physical metals”. In one case, this individual was purchasing Airline and Food Services stocks in late February thinking this move would be short-lived and telling me how the airlines would recover quickly after this is all over.  Now, that person wants to know my secret contacts for buying physical metals.

If you know any Gold Bugs, you know we’ve built relationships with suppliers, friends and other Gold Bugs throughout the year. Believe it or not, I can still buy physical metals from a few of my closest associates in the industry. Eric Sprott is a fan of my precious metals forecasts and talked about my work a few times publicly.

Yes, the prices have begun to skyrocket a bit – Silver especially.  But I can still buy physical metals because I have a deep resource of friends and suppliers.

What’s going to happen over the next few weeks is that more and more average people are suddenly going to realize they should have been buying metals as security against risk.  Paper metals are going to explode as well, but physical metals will demand a premium that is much higher than paper/spot price. Right now, one ounce of Silver is going for about $21 to $25 per ounce in physical form (depending on my sources).  The current SPOT price of silver is $14.50. That means the premium for physical Silver is between +45% to +75% right now in the open market.

Daily Gold Chart

This Daily Gold chart highlights the upside Fibonacci price targets using our Adaptive Fibonacci Price Modeling system.  We believe the next upside price target for Gold is $1825. A higher upside price target is visible on this chart near $1950 and we believe Gold prices will reach this level eventually.  But we believe the current $1825 level is the immediate target.  This would represent an immediate +10 upside price advance and would establish NEW HIGH prices for the past 9 years.

Silver Daily Chart

This Silver Daily chart also highlights our Adaptive Fibonacci Price Modeling system and shows an upside price target of $17.25.  Remember, the current physical demand for Gold and Silver has skyrocketed over the past 2+ weeks. The Spot price is really not indicative of the open market price of physical at the moment.  If Spot Silver moves to $17.25 as we predict, that would be a +19% upside price advance.  If Silver advances to $18.25, that would be a +26% upside price advance.

You should also take a look at our silver chart from 1999 and what happened then, and should happen again now as well.

Silver Bugs are loving the setup right now because they know the pattern that sets up in the Metals market when a crisis hits.  First, Gold begins to rally faster than Silver and the Gold to Silver ratio spikes higher.  Then, once the shock-wave of the market crisis subsides, the metals begin a fairly usual price advance where both Gold and Silver advance – in unequal forms.  This is when the real fun for Gold & Silver Bugs begins.

Gold to Silver Weekly Ratio Chart

THE SILVER LINING

Take a look at this Gold to Silver Weekly Ratio chart.  This chart measures how much one ounce Silver it takes to purchase one ounce of gold at current prices.  Notice that spike in the ratio back in 2008?  That was the spike in gold prices relative to Silver prices as the top formed in 2008 and the “shock wave” struck global investors.  What happened?  Everyone tried to pile into the Gold trade and ignored Silver for about 6+ weeks.

Then what happened to the Gold to Silver Ratio?  It COLLAPSED from levels near 85 to a bottom hear 31.  That means the price of Silver advance almost 3x faster than the price of Gold over that span.  In order for the ratio to fall from near 90 to levels near 30, that indicates a very expansive price increase in the price of Silver.

Now, take a look at what has happened just recently in the Gold to Silver Ratio…  another massive price spike.  This time, the spike reached levels near 120 (Yikes).  Can you guess why Gold and Silver Bugs are so excited right now? If another price advance takes place in precious metals which is similar to the 2008~2011 rally, Gold may see a 300% to 500% rally and Silver may see a 450% to 900% rally over the next 2 to 3 years.

This is no joke.  Physical metals are why Gold and Silver Bugs believe the value of having it in your hands is much better than owning an IOU from a broker or bank.

Get ready for some incredible price moves in the metals markets and congrats to all the Gold and Silver bugs out there.  Our analysis says our patience and accumulation of physical metals will soon pay off in a big way.

As a technical analyst and trader since 1997, I have been through a few bull/bear market cycles. I believe I have a good pulse on the market and timing key turning points for short-term swing traders.

SOURCE:https://finance.yahoo.com/news/precious-metals-reset-2008-gold-223755361.html

Chris Vermeulen
Chief Market Strategies
Founder of Technical Traders Ltd.

Using #Telehealth in a #Pandemic #Covid19: Focus on Flexibility, Scalability – SPONSOR: CardioComm Solutions $EKG.ca – $ATE.ca $TLT.ca $OGI.ca $ACST.ca $IPA.ca

Posted by AGORACOM-JC at 9:40 AM on Monday, April 6th, 2020

SPONSOR: CardioComm Solutions (EKG: TSX-V) – The heartbeat of cardiovascular medicine and telemedicine. Patented systems enable medical professionals, patients, and other healthcare professionals, clinics, hospitals and call centres to access and manage patient information in a secure and reliable environment.

Using Telehealth in a Pandemic: Focus on Flexibility, Scalability

Executives from three different health systems talk about how they’ve used telehealth to meet the demands created by the Coronavirus pandemic – and how those services are laying the groundwork for ‘the new normal.’

By Eric Wicklund

  • Healthcare providers are scrambling to keep up with the demand for telehealth services as the Coronavirus pandemic sweeps across the nation
  • Many are seeing unexpected benefits in the shift to connected health – and hoping the momentum continues after the emergency is over

‘Take Care of the Patients First’

“There’s been a lot of spontaneous action,” says Alexa Boer Kimball, CEO of Harvard Medical Faculty Physicians at Beth Israel Deaconess Medical Center, a network of roughly 2,900 physicians spread across eastern Massachusetts.

“The key is to take care of the patients first,” she says.

Kimball remembers using telemedicine as far back as 1998, though more recently the network had focused on urgent on-demand care. Now her physicians are seeing thousands more patients each week via telehealth than they had seen just a few weeks ago.

While the traditional barriers – reimbursement, patient and provider buy-in, technology – “have always been there,” Kimball says the accelerated pace of the nation’s response to the emergency has allowed providers to jump in and try things out.

“The first thing we realized was that you can do a lot of things just on the phone,” she says.

Actions by state and federal officials have loosened a lot of those barriers, allowing providers to test new platforms and see more reimbursement. Kimball says her providers have long clashed with payers over coverage, and she’s hoping the success they’re seeing now will convince payers to maintain these new guidelines after the pandemic has eased.

“Right now we’re pretty confident we’ll be reimbursed for that business, but we’re still not sure,” she says. “This (rapid uptake) is kind of proof in the pudding. We need to make sure we have the data to prove our point.”

Kimball advises providers to “pay attention to all the guidance” right now, identifying both state and federal guidelines that have a direct effect and positioning telehealth and mHealth services to take advantage of those new rules. This includes developing a compliance and payer-specific billing plan, and massaging that plan to cover not just Coronavirus cases, but all cases.

“We need to be ready for a new (environment),” she says. “There’s no going back.”

‘We … Jumped Forward 10 Years on the Adoption Curve’

Out in Renton, WA, the Providence St. Joseph Health system was caught in the middle of the first wave of Coronavirus cases. But Aaron Martin, Executive Vice President and Chief Digital Officer for the six-state, 51-hospital health system, says leadership had recognized the value of virtual care six years ago and had the infrastructure in place to tackle the surge.

Still, he says, they were caught by surprise by a tenfold increase in telehealth visits and a sevenfold jump in care providers joining the platform.

“We had to move very quickly from feature-driven (virtual health offerings) to scale-driven,” he says. “We basically jumped forward 10 years on the adoption curve.”

Martin says PSJ has a large digital health innovation program, employing some 120 software engineers and producing more than a few tools and incubator spin-outs, like Xealth. The health system also partners with telehealth and mHealth companies to test out the latest in tools and services.

That helped the health system expand from its fast-growing ExpressCare Virtual telehealth platform to a stable of services that now includes remote patient monitoring for roughly 300 patients in the Seattle area. That program will soon be expanded throughout the enterprise to help other hospitals manage their populations at home. 

Martin says the health system realized very quickly that it had to have a plan in place for expanding and evolving its virtual care services. 

“Move fast, but make sure you’re being very, very diligent about things,” he says. “Understand all the processes in place, and make sure the technology is very fungible and easy to configure.” 

In addition, make sure all telehealth and mHealth services are tested and fine-tuned not only by IT, but by the clinicians who will use them. 

“And be prepared to learn,” he adds. “We will learn some things that work in virtual visits, and we will learn some things that absolutely don’t work.” 

That includes addressing three specific goals: Make sure all online content is from a trusted source, be prepared to adopt all-digital transactions, and focus on engagement, both to get patients through the digital door and to keep them there for future care. 

With regard to future care, Martin says “we’re already thinking of the new normal.” That means preparing to transition from Coronavirus triage and care to a platform that can take on elective procedures, chronic care management and specialty care. 

Martin expects the healthcare industry, pushed by consumer demand and the successes of using technology during the pandemic, to pressure state and federal regulators to keep guidelines in place that expand telehealth coverage and reimbursement. But he also expects the industry will see an increase in fraud and abuse, as some look to take advantage of that new normal. 

“There’s going to be some time to adjust,” he says. “Let’s just make sure we don’t back ourselves into a corner (with new legislation) that we can’t get out of.” 

‘We Know It’s a Marathon’ 

At Houston Methodist, the health system has weathered the likes of Hurricanes Allison and Harvey, not to mention the surge of people displaced by Hurricane Katrina. Stephen Spielman, Senior Vice President of the Houston Methodist Physician Organization and President of the Methodist Primary Care Group, says the seven-hospital system has learned a lot from past disasters. 

“We’ve been through this – we know how this feels,” he says. “We know it’s a marathon.” 

Spielman says the health system has been expanding its platform since partnering with American Well some three years ago on its first virtual care service, and now has a broad network of services. 

The Coronavirus pandemic, however, pushed the health system into uncharted territory. 

He says Houston Methodist’s Virtual Urgent Care service worked well in the direct-to-consumer arena – handling the increase from 30-40 visits a day to 250-300 visits – but it didn’t mesh well with the network’s Epic electronic health record, giving providers fits as they tried to conduct telehealth visits with established patients. So the health system created a second telehealth network on the Epic MyChart platform, allowing providers to integrate primary and specialty care visits with each patient’s EMR. 

“This gave us better flexibility, and our physicians loved it,” Spielman says, adding that the shift to a virtual platform took only 10 days. It’s also giving network executives the confidence to push ahead with their third connected health platform: E-visits. 

Along the way, Spielman says he’s learned some interesting lessons. 

While federal authorities loosened the guidelines for video visits through consumer-friendly platforms like Skype and FaceTime, “it’s been a little bit cumbersome to do that operationally,” he says. Those tools might be great for quick, one-off visits demanded by the epidemic, but they don’t integrate will with the health system’s telemedicine infrastructure – and likely won’t be an option when the emergency passes and some of the old rules and regulations come back into play. 

On the other hand, Spielman says he’s had great success with the Press Gainey patient surveys sent out after every telehealth encounter, giving health system executives a good idea of what patients like and don’t like about virtual care. With so many people quarantined at home, more patients have time on their hand to complete those surveys. 

At present, Spielman says Houston Methodist is ramping up its telehealth platforms to not only deal with an expected surge in Coronavirus cases, but to give patients with other needs – treatment for issues not related to the pandemic – the same access to virtual care as those with the virus. The health system is also looking to expand its telemental health offerings to help staff dealing with the stress of the pandemic. 

Looking ahead, he says the health network will look to keep the momentum going after the emergency by expanding its telehealth services for chronic care management, health and wellness and other ancillary services that have been pushed to the side to tackle the virus. 

“What we’re learning here will change healthcare permanently,” he says. “The genie is out of the bottle. Telehealth is our passion now.”

Source: https://mhealthintelligence.com/news/using-telehealth-in-a-pandemic-focus-on-flexibility-scalability

INDUSTRY BULLETIN: Why #Edtech Is Becoming Investors’ Delight – SPONSOR: BetterU Education Corp. $BTRU.ca $ARCL $CPLA $BPI $FC.ca

Posted by AGORACOM-JC at 8:59 AM on Monday, April 6th, 2020

SPONSOR:  BetterU Education Corp. aims to provide access to quality education from around the world. The company plans to bridge the prevailing gap in the education and job industry and enhance the lives of its prospective learners by developing an integrated ecosystem. betterU / Ottolearn launch FREE COVID-19 mobile resource toolkit to fight the global crisis – Click here for more information.

Why Edtech Is Becoming Investors’ Delight

E-learning has a considerable potential to improve the quality and effectiveness of traditional education.

  • Globally, the interest in edtech-based apps and websites, particularly e-learning, is on a rise
  • Nowadays, both students and teachers know the need for advanced learning solutions
  • There are many unexplored opportunities, despite the many advancements made in the edtech sector

Neetin Agrawal Founder, Dronstudy

Since decades, the Indian education system has largely remained unchanged—teachers have kept the wheels turning using the same age-old tools until the dawn of education-technology based start-ups. With an array of innovations happening in every sector, education has not remained untouched; rather, it is evolving holistically. Today learning has expanded beyond the four walls of a classroom or the traditional teacher lecturing and students taking notes method.

Now, learning involves the use of a variety of resources and methodologies, such as pre-recorded lectures in regional languages, online classrooms, audio and video material, interactive learning exercises and interactive books. E-learning has a considerable potential to improve the quality and effectiveness of traditional education.

Culturally speaking, Indian parents are considered highly invested when it comes to their child’s education and willingly spend money on giving their children the best education as per their ability. Traditional educational institutions are unable to keep up with the pace of changing educational needs, thereby providing ample opportunity for edtech start-ups to explore this ripe market, which has a massive untapped potential.

A Billion Dollar Industry

Globally, the interest in edtech-based apps and websites, particularly e-learning, is on a rise. Nowadays, both students and teachers know the need for advanced learning solutions. There are many unexplored opportunities, despite the many advancements made in the edtech sector. Augmented and virtual reality-powered educational apps are still at their nascent stages. E-learning aids have also received a tremendously positive response from investors who realize the massive amount of unexplored opportunities in the educational-technology industry. 

The iGeneration Is All about Technology

For the modern generation, information technology is increasingly redefining the face of contemporary education. E-learning is expanding the reach of education to the remote parts of India, where anyone with a smartphone and an Internet connection can be a part of a virtual classroom or explore the realms of full-time to part-time skill-based online courses. Edtech is keenly attracting the attention of investors, along with those associated with the educational sector.

Life-long Learning Has Become a Necessity

Concepts, technologies and information—they seem to be becoming obsolete at a shockingly fast pace. What the students are learning today in school may become outdated by the time they graduate. From medicine to architecture—everything is evolving at a breakneck pace. Micro-learning has become a necessity—the only way to survive in the professional world is by upgrading one’s skills routinely. The edtech industry shows promising potential as businesses are also increasingly encouraging their employees to enhance their skills to keep up with automated processes at work and global markets.

Emerging Trends in E-Learning

Tech innovations such as augmented and virtual reality, artificial intelligence, 3D technology and robotics are showing real and tangible benefits by significantly reducing the cost of education, breaking down geographical barriers, and encouraging a goal-driven educational model over the conventional curriculum. Mobile learning is becoming a part of the educational system, be it at educational institutions or home, we now have access to education on the move. Mobile devices are no more being used just for entertainment or business; they are no more a distraction from learning, rather an integral part of it.

Edtech companies are effectively combining the power of technology and the thirst for knowledge to provide a highly scalable educational system. These factors, coupled with the increasing penetration of smartphones and low-cost Internet, is allowing edtech companies to scale expeditiously fueled by astute investors who know the importance of high-quality education at affordable prices.

Source: https://www.entrepreneur.com/article/348700